Citi Thank You Premier 50,000 Point Offer

Citi is now offering the Thank You Premier card with a 50,000 point sign-up bonus.  The card comes with a $125 annual fee which is not waived the first year.  These points cannot be transferred to airline frequent flyer programs.  You can redeem them using in Thank You points program for merchandise, travel, etc.  The redemption rate is 1.33 cents per point for travel ($665) or 1 cent per point for gift cards ($500).  Personally I’m not jumping on this deal.  For airline frequent flyer programs, I equate 25,000 miles to $500.  So I don’t see this deal as much better than a 25,000 mile sign up bonus for an airline credit card.  There are cards that are offering better than that now.  But this is nice for people who want flexibility in their redemption.  You do not need to worry about blackout dates or frequent flyer ticket availability.  Here’s the link to the offer and the details from the offer site.

  • Earn 50,000 bonus Thank You points after $2,000 in purchases within 3 months of opening your account – enough for $665 in airfare when you redeem through the Thank You Travel Center.  Enjoy this benefit on any airline with no blackout dates.
  • Earn 1.2 Thank You points per $1 spent – that’s 20% more points – when you use your card at gas stations, supermarkets, drugstores, commuter transportation and parking merchants.
  • Earn 1 Thank You point per $1 spent all on other purchases.
  • No points cap or expiration.

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